THIS WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, users are increasingly relying to virtual channels for their financial needs. This shift has resulted to a drop in branch openings, and many institutions are closing existing branches to optimize costs. Nevertheles

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It illustrates the actual cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of growing. Understanding how to assess FCF and effectively managin